⚠️ This is only available to providers already using Stripe for their payment processing.
📝 Overview
Instant Payouts let you access your available Stripe balance within minutes, directly from your Sawyer Provider Portal — without logging in to Stripe or waiting for your next scheduled payout.
Standard payouts arrive on a T+2 schedule, which means funds from today's revenue typically land in your bank account in two business days. Instant Payouts give you the option to move available funds faster, whenever you need it — including evenings, weekends, and bank holidays when standard payouts don't process.
The Instant Payouts widget appears throughout the provider portal and is visible to account owners and accountants only.
💡 Instant Payouts are separate from your regular payout schedule. Requesting an Instant Payout does not affect when your next standard payout arrives.
⭐ What are the benefits?
Get paid faster — Move your available Stripe balance to your bank account within minutes, rather than waiting 2 business days.
Available any time — Instant Payouts work 24/7, including weekends and bank holidays when standard payouts are paused.
Low, transparent fee — Each Instant Payout costs 1% of the payout amount (minimum $0.50). The fee is shown clearly before you confirm, so there are no surprises.
No setup required — If your account is eligible, the widget is ready to use. Eligibility is assessed automatically by Stripe.
💸 How to use Instant Payouts
Locate the Instant Payout widget on any of the following pages:
Upcoming Calendar
Financials pages (Orders, Disputes, Banking, or Recurring Payments)
Your available balance and the Instant Payout fee will be shown before you confirm.
Review the fee, then click Confirm to initiate the payout.
Funds will arrive in your linked bank account within minutes.
⚠️ The fee is deducted from the payout amount at the time of the transfer. Make sure your linked bank account supports fast payment receipt. Most major banks do, but if you're unsure, check with your bank.
🔍 Availability and limits
Who can use Instant Payouts?
Eligibility is assessed automatically by Stripe. If your account is eligible, the Instant Payouts widget will be ready to use. If your account is not yet eligible, the widget will not be displayed on your provider portal.
Which funds are available for Instant Payout?
Card payment funds are available immediately. Bank debit funds (such as ACH) are only eligible after they have fully settled. Your available balance shown in the widget reflects what is currently eligible.
Daily limits
You can request up to 10 Instant Payouts per day. Each payout is also subject to per-transaction limits by currency — for example, between $0.50 and $9,999 USD.
💡 If you process a high volume of revenue in a single day, you may need to split larger balances across multiple Instant Payouts to stay within the per-transaction limit.
For a full breakdown of limits by currency, see Stripe's Instant Payouts documentation.
❓ Frequently Asked Questions
Why can't I see the Instant Payouts widget on my provider portal?
Click the arrow to see the answer
Click the arrow to see the answer
The widget is only visible to users with owner or admin roles. If you're logged in as a different role and the widget isn't showing, your account may not yet be eligible for Instant Payouts — this is assessed automatically by Stripe based on your account history and region.
What does "not yet eligible" mean?
Click the arrow to see the answer
Click the arrow to see the answer
Stripe determines eligibility based on factors including your account history, region, and payout track record. If your account isn't eligible yet, the widget will not be displayed. This may change over time as your account matures. There's no action required on your end.
Will requesting an Instant Payout affect my standard payout schedule?
Click the arrow to see the answer
Click the arrow to see the answer
No. Your regular payout schedule continues as normal. Instant Payouts move your currently available balance early — they don't replace or delay your standard payout.
Why is my available balance lower than I expected?
Click the arrow to see the answer
Click the arrow to see the answer
Only funds that have cleared and are eligible are included in your available balance. Card payments are typically available immediately, but bank debit payments (such as ACH) take longer to settle and won't appear in your available balance until they do. Any pending or in-transit payments will not yet be available.
Is the Instant Payout fee included in my revenue reports?
Click the arrow to see the answer
Click the arrow to see the answer
The 1% fee is deducted by Stripe at the time of the payout and will appear in your Stripe dashboard. For help reconciling payouts with your revenue reports, contact Stripe support.